Insurance Options

How do I pay for my physical therapy?
TEAM Physical Therapy accepts most private insurance plans, Medicare, worker’s compensation and most personal injury liens. Cash programs are also available.

Assignment of Benefits: All major medical and/or surgical benefits to which you are entitled, including Medicare and other government sponsored programs, private insurance and any other health plans, will be assigned to us for the sole purpose of covering services rendered by TEAM Physical Therapy.

Financial Responsibility: You or your family are responsible for all services rendered by TEAM Physical Therapy. Copayments are collected each visit. You will receive a monthly statement showing all charges and services, the portion your insurance carrier has paid and any remaining balance for which you are responsible.

May I pay cash?
Yes, of course you can. We have discounted pricing for patients with HMO/non-covered insurance plans who need to pay cash.

How does TEAM determine the cost of physical therapy?
Our fees are established by two factors, predetermined reimbursement amounts by insurance carriers and competitive cost comparisons. Should financial difficulties prevent you from seeking complete care, please let us know. We may be able to assist you.

For accounts that are 30 days past due, a 1.5% interest rate will be added to your outstanding balance (18% per annum).

Insurances Accepted

Blue Cross
Blue Shield of California
Workers’ Compensation
Private Health Care Plans

Aetna Health Plans of Northern California
Aetna Health Plans of Southern California
Aetna US Healthcare
Air Conditioning & Refrigeration Industry Joint Trust
Alliance Health Medical Group
Alliance HealthCard
American Preferred Providers (Amerinet)
Beech Street
Benefit & Risk Management Services (BRMS)
Blue Cross Prudent Buyer
Blue Cross Workers’ Compensation
Business Health Services
California Physicians Alliance
Casualty Management Network
CIGNA PPO (out of network)
CNA Healthpartners
Coast Wise Indemnity
Employee Benefit Management
Fireman’s Fund
First Health
Fortified Provider Network
Foundation Health Plans
Fremont Compensation Ins. Co.
Guardian Resources (Evolutions Healthcare Systems)
Hartford Insurance
Health Net PPO
HHCG-PPN Health Management Network (HMN)
HIH America (CareAmerica)
Los Angeles Foundation for Medical Care
Managed Care, Inc. (Galaxy Health Network)
Managed Care Strategies (MCS)
Med Network/Admar Corporation
National Association of Preferred Providers (NAPP)
National ChoiceCare
National Elevator Industries
National Preferred Provider Network (NPPN)
One Health Plan
Operating Engineers Health & Welfare Fund
Orange County Foundation for Medical Care
Pacific Health Alliance (PHA Preferred Top Care)
Pipe Trades Health & Welfare Fund
Preferred Health network
Principle Life Ins. Co.
Private HealthCare Systems (PHCS)
Regence Life & Health
Scripps Physicians
Sheet Metal Workers Health Plan
Strategically Aligned Concepts
UFCW Local Union #324
United Health Care
United Payors & United Providers (UP & UP)
Union Roofers Health & Welfare Fund
USA Managed Care Organization (USA Health Network)
USA Managed Care Organization Workers’ Injury Network (Workers’ Insurance Network, WIN)
And Many More . . .